5 Things You Need to Consider Before Open Enrollment

Don’t Let Another Renewal Catch You Off Guard

If your renewal date is January 1st, Open Enrollment isn’t “coming soon” — it’s already here.
And you’re not alone. Roughly half of all businesses — including many small businesses — renew on January 1, making it the busiest season of the year for benefit renewals.
Here are 5 things every employer should know before Open Enrollment:

1. Renewal deadlines are earlier than you think: Don’t wait until the last minute to make decisions.

2. Rates aren’t always set in stone: But negotiating takes time—start early.

3. The wrong benefits package can hurt retention: More than you might realize. Make sure your offering aligns with what your employees value.

4. New compliance rules may impact your plan design: Stay updated on the latest regulations.

5. There are alternatives to “just accept the renewal.” Act quickly, and you can find better, more cost-effective options.

The rising cost of health insurance is a challenge for any small business. At OCIHR, we specialize in finding smarter, more cost-effective solutions- so you can spend your time growing your business instead of worrying about employee benefits and renewals. Ready to take control before Open Enrollment? Schedule a call today: steve@ocihr.com

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