Covering The Masses: Exploring Benefit Models Of The Future

From Forbes Jan. 20, 2018 Aakash Kumar Contributor



For many working Americans, healthcare benefits are a foregone conclusion. Dental. Vision. Medical. Some even get paid family leave on top of what is guaranteed by the Family Medical Leave Act. The fact that the term “benefit” is used to describe such employment-based access to affordable healthcare is instructive about American attitudes on health insurance. But such benefits in America come via a completely binary scenario. You’re either a protected employee, where you get healthcare and all the social protections of employment, or you are classified as an independent contractor due to a part-time schedule, and you get nothing.

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