The Trump administration has opened the door to altering how healthcare benefits are provided to millions of American employees. A new rule, set to go into effect next year, will allow employers to provide workers with funds to shop for coverage on their own, an option that could dramatically upend employer-sponsored coverage.  
https://www.hrdive.com/news/trump-admin-opens-door-to-fundamental-changes-in-healthcare-benefits/557259/ 
5 Things You Need to Consider Before Open Enrollment
Don’t Let Another Renewal Catch You Off Guard If your renewal date is January 1st, Open Enrollment isn’t “coming soon” — it’s already here.And you’re not alone. Roughly half of all businesses — including many small businesses — renew on January 1, making it the busiest season of the year for benefit renewals.Here are 5
